We solve real-world problems by seeing opportunity where others see limitations, uniting talent with deep analysis to deconstruct complex risks. At Applied, we underwrite nearly every property and casualty line in all jurisdictions in the United States and many others around the globe. We guide our brokers and customers through global financial risk with a fresh, smart approach to insurance, reinsurance, and business services.

At Applied, we are committed to the independent insurance agent. No matter how unique or simple the risk, we always offer a clear and singular pathway of access for our brokers worldwide through our various wholesale and open brokerage facilities.

UNITED RISK

www.unitedrisk.global
International property and casualty insurance underwriting and distribution platform independently owned and operated by its practice partners.

United States

Rick Christofer
Email: rick@unitedrisk.global
Office: +1 (212) 247-2600
50 Rockefeller Plaza
New York, NY 10020 USA

United Kingdom

Hayden Smith
Email: hayden@unitedrisk.global
Mobile: +44 (77) 4040 3479
8 Devonshire Square
London EC2M 4YE, UK

European Union

Timothy Adair
Email: tim@unitedrisk.global
Office: +1 (345) 914-8981
Mobile: +1 (345) 916-1964
128 Rue Amelot
75011 Paris, France

APPLIED UNDERWRITERS

www.auw.com 
Business services, underwriting, claims services, and insurance distribution in the United States

Customer Service
Email: customerservice@auw.com 
Office: +1 (877) 234-4420 (Toll Free)
One Applied Parkway
Omaha, NE 68144 USA

NORTH AMERICAN CASUALTY COMPANY

www.nacasualty.com 
Property and casualty insurance in the United States. Our insurance carriers, referred to collectively as North American Casualty Co., are rated 'A-' (Excellent) by AM Best.

Claims Services 
Office: +1 (877) 234-4420 (Toll Free)

REINSURANCE

We accept a variety of property and casualty reinsurance placements in the working layer adjunct to our primary writings and in support of our binding authority facilities.

Justin Smith, FCAS 
Senior Vice President
Email: justin@auw.com 
Office: +1 (415) 656-5000 x2320
950 Tower Lane, 14th Floor
Foster City, CA 94404 USA

WHOLESALE

We have the network and operations to wholesale nearly any property and casualty insurance product in all jurisdictions in the United States.

Aaron Lynch 
Vice President
Email: alynch@auw.com 
Office: +1 (402) 342-4900 x4177
One Applied Parkway
Omaha, NE 68144 USA

BINDING AUTHORITY FACILITIES

We support new and existing binding authority facilities in all property and casualty lines in the United States.

Kevin Brennan 
Director and Program Analyst
Email: kcbrennan@auw.com 
Office: +1 (402) 342-4900 x4479
One Applied Parkway
Omaha, NE 68144 USA

BUSINESS SERVICES

Applied operates a wide range of companies that provide business services that help other businesses reduce uncertainty in the risks they face. Many of these services are offered as hybrid packages with underwritten insurance coverages.

Promesa Health®
www.promesa.auw.com 
U.S. nationwide medical networks and related support services.

Email: contactteam@promesa.com 
Office: +1 (877) 234-4420, option 1 (Toll Free)
One Applied Parkway
Omaha, NE 68144 USA

SolutionOne®
www.solutionone.auw.com 
Payroll processing and employment practices administration integrated with insurance coverages.

Email: sales@auw.com 
Office: +1 (877) 234-4450 (Toll Free)
One Applied Parkway
Omaha, NE 68144 USA